Copilot Money tracks your spending. Copilot+ lets you understand it — with interactive Sankey diagrams, year-over-year trend analysis, and deep category breakdowns.
Copilot+ runs entirely client-side. Your CSV is parsed in JavaScript on your machine — nothing is uploaded, stored, or transmitted to any server. No cookies. No analytics. No tracking pixels.
See exactly where your money goes — from total spend through categories into every subcategory. Click any flow to drill into individual transactions.
Compare spending across years. Spot which categories are growing, which are shrinking, and monthly patterns overlaid across years.
Donut charts, ranked lists, and subcategory bar breakdowns. Switch between any year to compare how your spending evolves.
Click any category or Sankey flow to see every transaction behind the number — date, merchant, and amount.
Settings → Export your transactions
Drag your CSV onto this page
Dashboards render instantly